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Thread: Obamacare 2.0...... AKA Ryancare 1.0......

  1. #11
    Registered Member chevynut's Avatar
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    Harry you're wrong on preexisting conditions. Until my son got on a group plan where he now works he was unable to get any health insurance for years. He was on his wife's group plan for some of that time but was repeatedly rejected when trying to get health insurance on his own. That's one part of Obamacare that I support, but keeping kids on parents health plans to 26 is ridiculous imo. 22 as long as they're enrolled in college makes sense.
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  2. #12
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    Quote Originally Posted by chevynut View Post
    Harry you're wrong on preexisting conditions. Until my son got on a group plan where he now works he was unable to get any health insurance for years. He was on his wife's group plan for some of that time but was repeatedly rejected when trying to get health insurance on his own. That's one part of Obamacare that I support, but keeping kids on parents health plans to 26 is ridiculous imo. 22 as long as they're enrolled in college makes sense.
    Harry is correct for some states, its been that way here since the early 90s. Trying to discuss this issue is the same as differences in state title and registration issues.
    Last edited by markm; 03-14-2017 at 12:24 PM.

  3. #13
    Registered Member chevynut's Avatar
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    One of the most popular parts of the Affordable Care Act guarantees health insurance for people with “pre-existing conditions” – medical problems such as HIV, Alzheimer’s disease, and epilepsy. Before the law took full effect in 2014, people with these conditions were routinely denied coverage.
    Back then, insurers in 45 states and the District of Columbia could reject individual applicants — those who didn’t receive insurance through an employer or the government — on the basis of health; five states didn’t allow so-called “medical underwriting ".

    https://www.theguardian.com/us-news/...ing-conditions
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  4. #14
    Registered Member chevynut's Avatar
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    56 Nomad, Ramjet 502, Viper 6-speed T56, C4 Corvette front and rear suspension

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  5. #15
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    Quote Originally Posted by chevynut View Post
    Harry you're wrong on preexisting conditions. Until my son got on a group plan where he now works he was unable to get any health insurance for years. He was on his wife's group plan for some of that time but was repeatedly rejected when trying to get health insurance on his own. That's one part of Obamacare that I support, but keeping kids on parents health plans to 26 is ridiculous imo. 22 as long as they're enrolled in college makes sense.
    You said group plan, big difference between that and individual coverage rules.

  6. #16
    Registered Member chevynut's Avatar
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    Quote Originally Posted by markm View Post
    You said group plan, big difference between that and individual coverage rules.
    Apparently your reading comprehension hasn't improved.
    56 Nomad, Ramjet 502, Viper 6-speed T56, C4 Corvette front and rear suspension

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  7. #17
    Registered Member enigma57's Avatar
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    Quote Originally Posted by chevynut View Post
    Harry you're wrong on preexisting conditions. Until my son got on a group plan where he now works he was unable to get any health insurance for years. He was on his wife's group plan for some of that time but was repeatedly rejected when trying to get health insurance on his own. That's one part of Obamacare that I support, but keeping kids on parents health plans to 26 is ridiculous imo. 22 as long as they're enrolled in college makes sense.
    Lazlo, I agree that parents covering children on their healthcare policies until they are 26 years of age is ridiculous in most cases. Exceptions in my mind would be those kids who have serious illnesses or developmental problems and as adults, cannot fully function and make their own way. Healthy children should be out of the nest and making their own way in life by age 18 or so.

    My priour comments here regarding our own situation have to do with my wife's employer and the group coverage at her workplace. We are both covered under my wife's healthcare at her place of employment. Her employer chose many years ago to provide healthcare to their employees and their families that includes pre-existing conditions. And both my wife and myself have them.

    Quote Originally Posted by enigma57
    P.S. >>> Regarding pre-existing conditions...... I really get tired of hearing how they are covered only because Obamacare requires it. Truth of the matter is...... Any employer can offer their employees healthcare coverage that covers pre-existing conditions. My wife works for a large computer software company. 10 years now. They have always offered their employees and their families healthcare coverage that includes pre-existing conditions. Every employee and their family has this coverage. It is not optional and they do not pay an additional premium for it.
    My point was...... And is...... That any employer if they want to...... Can provide group coverage for their employees and their families that includes pre-existing conditions. Its just a matter of whether they want to pay a little more for that group coverage and also have their employees pay a little more (premiums, deductibles and out of pocket expenses), as well.

    I am glad your son was able to get healthcare coverage through his place of employment. My eldest son and his wife (she is diabetic) are nearly 50 now and being self-employed, cannot afford healthcare coverage. They must pay out of pocket anytime they see a doctor. 2nd born son has healthcare coverage through his job. Youngest son and his family are covered through his job. Grandson is in his mid-20s and unless he has coverage through his new employer (he was only working there a short time and recently spent a week in hospital with a collapsed lung)...... Is on his own except for service related issues and believe me...... You don't want to trust your life to the VA around here if you can help it. In his case though, he was able (barely) to drive himself to the closest hospital and make it to the ER before passing out. Our granddaughters...... One has graduated high school and the other should finish school next year. Then they will be on their own regarding healthcare, as well. For they will both either be self-employed or attending vocational schools (not sure which at this time).

    Anyway....... Obamacare is not the only way a person can get healthcare coverage for pre-existing conditions. Never was. My wife and I can attest to that.

    I don't know how it will all play out. I just know that we sent the Republicans to Washington on their promise to repeal it and get government out of our healthcare where it has no business being...... And now the 'establishment' Republicans are attempting to renege on their promise and they and their Democrat buddies are trying to blame the failure that is Obamacare...... On President Trump. I only hope he's smart enough to see what these backstabbing jerks are trying to pull and has the good sense not to let them get away with it. Time will tell.

    Obamacare was designed from the get-go to fail in order for the Marxists (Democrats) to justify going to a total government run healthcare (single payer) system. Socialists and communists here in America live in a bubble. They have never had to actually live in a socialist or communist country where the healthcare system is government run...... Have no clue how bad such a system is with regard to providing adequate healthcare to all. In most such countries, you actually have several healthcare systems operating independent of one another...... A very good system for private citizens who are very wealthy and can afford to pay for private doctors, dentists and hospitals. Then you have a separate system for government employees and military personnel, including those retired. Adequate but not the same care as the very rich can afford. And a 3rd healthcare system for the average person, who is subject to rationing of treatment and medications, long waits for procedures, possibly never getting treatment if they are past a certain age and not the best treatment if they do...... Essentially...... Very poor healthcare when it comes to serious medical issues...... If at all.

    One thing I can tell you for sure, though...... If Obama and Congress and the Supreme Court justices and those in high positions in government had not exempted themselves and their families from being subject to Obamacare...... It never would have been successfully forced on the rest of us against our will as it was. What's good for the goose is good for the gander. Every swinging **** in Washington should have the same healthcare system we all have. They talk about 'equality' a lot in Washington...... 'Equality' this and 'equality' that. But its all just talk. If they really believed in equality...... They would all opt out of their own Cadillac healthcare system (free for life, paid for by we, the people) as Senator Cruz did and deal with it just like the rest of us must.

    Bet regards,

    Harry
    Last edited by enigma57; 03-16-2017 at 04:25 AM.
    'G-d Bless The U.S.A.'...... Lee Greenwood......

    http://www.youtube.com/watch?v=U_5aoptI5j0

  8. #18
    Registered Member BamaNomad's Avatar
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    Quote Originally Posted by enigma57 View Post
    .... portions deleted...

    One thing I can tell you for sure, though...... If Obama and Congress and the Supreme Court justices and those in high positions in government had not exempted themselves and their families from being subject to Obamacare...... It never would have been successfully forced on the rest of us against our will as it was. What's good for the goose is good for the gander. Every swinging **** in Washington should have the same healthcare system we all have. They talk about 'equality' a lot in Washington...... 'Equality' this and 'equality' that. But its all just talk. If they really believed in equality...... They would all opt out of their own Cadillac healthcare system (free for life, paid for by we, the people) as Senator Cruz did and deal with it just like the rest of us must.
    ...
    So very many, (maybe most), of the problems the citizens in this country have to ENDURE... are due to stupid laws and their associated regulations that are put on us by a congress that is exempted from the misery. Until we as citizens BOIL OVER.. and insist that Congress can pass no laws that do not apply to EVERY citizen of this country equally, then we will continue to see the same crap~


    1) WHY Do congressmen/politicians qualify for a retirement after only a handful of years of "service" to the government?
    2) WHY DO they get free healthcare by expensive government paid doctors etc??
    3) WHY DO they get all the other benefits associated with their 'life in DC'??
    4) WHY DO they get a staff of 20 people paid for the government (ie. US) to HELP them 'consider' new laws?? WHO did we elect to do that?
    5) WHY DON'T they have to actually LIVE in the regions/districts that elect them?

    Don't you fellas believe that if 4) above were NOT true, we would have far fewer stupid laws passed?
    Don't you fellas believe that if 5) above were true (ie. if they had to spend living time in their states), that they would be MORE SUBJECT to queries by their constituents and Less likely to pass stupid laws??

    We have so many problems associated with (or due to) our federal government in this country, that we may never solve them all, but we have to start somewhere, and the place to start is by putting THEM (the policians) on the same ballfield as we all have to play on, and PREVENT them from spending so much time in DC that they consider THAT their home, and hardly remember what it was like to live in the states they represent (ie. TERM LIMITS).. I'd like to see them serve ONE term only, and then GO HOME (and have to get a job!) and have to live with the consequences of their actions in congress...
    Last edited by BamaNomad; 03-16-2017 at 08:25 AM.

  9. #19
    Registered Member chevynut's Avatar
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    https://www.senate.gov/CRSpubs/9c14e...3daa1640e4.pdf

    I'm not sure I agree with a term limit of ONE term, but I don't think there should be career politicians who never do "real work"...like Bernie Sanders, Ted Kennedy, and many others. IMO it's the voter's fault that these people stay in office so long.
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  10. #20
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    That is their argument---that their terms are limited by the people who elect them. That is because elections are local, but this needs to be a national decision. So how can we get the people who benefit from this to make a law against it?

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